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Android/iOS: PayPal may be a decent way to transfer money online, but if you use cash, PayPal doesn’t exactly have a local branch you can deposit money at. Until now. The latest app update now.
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Depositing money on a credit card is very easy to accomplish. Many secured credit cards require a monetary deposit before the card can be used. Individuals who are re-building their credit or have a few credit problems choose to apply for secured credit cards because of the ability to charge against their own money, otherwise known as collateral.

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In this case, if the person with the secured credit card defaults, they can lose their entire security deposit, even if they haven’t used all of it for credit. Obviously, it’s best to get unsecured credit cards for bad credit with no deposit instead of a secured card.
Secured credit cards are most frequently used to build credit, either after bankruptcy or when someone is new to the credit market altogether. Although secured credit cards do require a deposit, the deposit typically won’t exceed the total balance in credit you are granted.
All my cards have low limits (like $300, $500. Are there any credit cards for bad credit with $5,000 limit? It is rare for a sub-prime credit card to give such starting limits (unless you get a secured credit card in which you deposit your limit). However, you can make sure you get cards with a record of credit line increases.

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Money transfer credit cards are still likely to have fees and charges in place if you use your card at a cash machine. Do money transfer credit cards affect my credit rating? Like all credit products, using a money transfer credit card is likely to have an impact on your credit rating:

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